AutoFinance
Built for DeFi participants who want their assets working harder. AutoFinance is a protocol that continuously moves liquidity across blue-chip DeFi destinations — Aave, Balancer, Curve, Morpho — so you don't have to.
Our Mission
Yield shouldn't require constant attention. That's the simple idea behind AutoFinance. The protocol launched with one goal: make DeFi returns accessible to anyone, regardless of how often they can monitor markets.
Most DeFi participants face the same problem. Good rates appear, then disappear. Gas costs eat into small optimizations. Keeping up demands hours per week. AutoFinance's protocol handles that automatically, running rebalancing logic on-chain so the best allocation is always active.
The mission hasn't changed since day one: efficient, transparent, hands-free liquidity management for everyone who holds ETH, USDC, USDT, or other base assets.
The Technology
AutoFinance runs on a set of smart contracts deployed across Ethereum, Base, and Arbitrum. Each Autopool is a vault that accepts a single base asset — ETH or a stablecoin — and routes it to whichever on-chain destinations currently offer the best risk-adjusted return.
The rebalancing engine considers fees, slippage, reward token values, and liquidity depth before moving funds. It doesn't just chase the highest number. A pool offering 40% APY with thin liquidity and high impermanent loss risk scores lower than a 12% pool with deep liquidity and stable composition.
All rewards — liquidity mining tokens, trading fees, lending interest — are automatically converted back into the Autopool's base asset. Your share grows in terms of what you deposited, not a mix of different tokens you'd have to manually sell.
The AutoFinance platform supports over 91 individual destinations across protocols including Balancer V3, Curve, Aave, Euler, Fluid, and Morpho. Each destination is independently assessed by the rebalancing logic every cycle.
Approach to Security
Four years. Zero exploits. The AutoFinance team treats security as a continuous process, not a checkbox completed before launch.
All contracts are audited by top-tier independent security firms before any deployment. Audit reports are public. Beyond formal audits, the protocol runs an active bug bounty program — researchers who find and responsibly disclose vulnerabilities get paid. That creates a permanent layer of external review.
Onboarding a new destination into an Autopool is not automatic. Each integration goes through a review process that evaluates the external protocol's contract history, governance model, and liquidity characteristics. If something doesn't pass, it doesn't get added.
The result is a track record that speaks plainly: the AutoFinance platform has processed over $1.2 billion in automated volume without a single security incident. You can read the full audit documentation in the protocol docs.
How AutoFinance Thinks About Risk
Not every high-yield pool is worth entering. The protocol has a defined risk framework that weights several factors simultaneously. Impermanent loss exposure, smart contract risk of the destination protocol, oracle dependencies, and liquidity concentration all feed into allocation decisions.
AutoFinance's Autopools don't chase yield in isolation. The team behind AutoFinance built the scoring model to be conservative by default — it will pass on a higher yield if the risk profile of the destination doesn't meet the protocol's standards. That's intentional.
Each Autopool has a defined base asset. autoETH stays in ETH-denominated positions. autoUSD stays in dollar-denominated positions. That means your exposure to price risk stays predictable. You're not unknowingly holding a basket of volatile reward tokens.
The Team
AutoFinance was built by the team at Tokemak Foundation. The core group has been working on DeFi liquidity infrastructure since 2021 — longer than most protocols in the space have existed.
The team includes protocol engineers who have contributed to EIP processes, researchers with backgrounds in mechanism design, and operational staff who have managed the protocol through multiple market cycles, including periods of significant volatility.
Governance of the AutoFinance platform is token-based. $AUTO holders can participate in protocol decisions. The migration from $TOKE to $AUTO is complete and migration incentives remain active for holders who haven't moved yet.
Have questions about how the platform works? The FAQ section covers the most common ones in detail.